Ngenxa yeendleko eziphezulu ze-IVF , ezininzi izibini ziza kufuna uncedo lokuhlawula i-bill. Ukuboleka okungenani enye yemali evela kwiintsapho zakho kukukhetha ukhetha ukucinga ... kodwa uqaphele.
Ukuboleka kwintsapho kunokusebenza ngokumangalisayo kwabanye kwaye kube yintlekele kwabanye. Nazi izinto ezintlanu zokuqwalasela ngaphambi kokuboleka imali kwiBhanki kaMama noTata.
Ngaba Usapho Lwakho Luboleka Umhlobo?
Oku kufuneka kuthathelwe ingqalelo kokubili kwimiba yobudlelwane kunye nemeko yezemali.
Ubulumko-ubudlelwane, oku kungaba yintsimi ekhohlakeleyo. Kukho umbuzo wokuba isihlobo sakho sinomusa onokukuboleka imali ngaphandle kwengqondo "yentlawulo" enetyala, izikhumbuzo ezingapheliyo, okanye iimfuno ezingenangqiqo.
Ngokomzekelo, ukuba banceda ukuhlawula i-IVF, ngaba baya kuziva ukuba banelungelo lokumisela ukhetho lwakho lwezokwelapha? Kuphi na kwaye unokuyeka unyango? Indlela yokuhlala uphilile ngexesha lokukhulelwa? Kwaye, kamva, njani umzali?
(Ngendlela, ukuba abazali bakho bakwenza imali, kwaye bazama ukuchukumisa iingcebiso zabo kuwe, khumbula ukuba usayilawula unyango wakho, umzimba wakho kunye nokukhetha kwintsapho yakho. amalungelo.)
Olunye ulwalamano olunjani kukuba wena kunye nomlingane wakho uziva njani ngokubuza. Ngokomzekelo, ukuba abazali bakhe banemali yokunika, kwaye Ucinga ukuba bafanele bacele, kodwa akayi kukhululeka ukubuza ... kakuhle, unokubona ukuba oku kunokuba nzima kangakanani.
Ngaba awufuni ukubuza ngokukhawuleza nje ngekratshi? Okanye ngaba umcimbi wokungafuni ubuhlobo bomtshato? Ukunika ikratshi elincinci kunokuba luncedo, kodwa ukongeza ingxabano kulwalamano olunokuthi alufanelekanga iindleko.
Into ebaluleke kakhulu wena njengesiqabane kufuneka uvumelane. Ukuba awukwazi ukuvuma, ungawuphindi. Ukungabikho koxinzelelo kubangqingili, kwaye awudingi olu xinzelelo olongezelelweyo.
Omnye umbuzo omkhulu kukuba ingaba lwakho usapho lunako ukukunceda.
Unokucinga ukuba ukuba abanakho imali, abayi kuyenza, kodwa kukho abazali abaza kuthatha imali mboleko abanako ukukwazi ukunceda abantwana babo.
Awufuni le nto. Ukuba umzekelo, bathabatha imali-mboleko yokulingana ekhaya ukuboleka imali, kwaye ke awukwazi ukuyihlawula njengoko ihleliwe, kwaye ke abazali bakho abanako ukuhlawula iintlawulo zematyala, abazali bakho bangahle balahlekelwe ekhaya. Ngaba oko kuyimfuneko ingozi?
Ngaba Bawaqonda Ukunyanga Awuqinisekanga?
Qiniseka ukuba bayaqonda ukuba unyango lwezityalo aluqinisekanga . Ungabathembisi umzukulu, umntakwabo, okanye umfana.
Anditsho ukuba ndingabi nethemba. Kufuneka ube nethemba. Kodwa ufuna ukuba baqonde ukuba babe nethuba lokubaluleka, kwaye abanalo lonke ugxininiso kwiintsana ezingenako.
Gcizelela oku rhoqo. Ukuba baboleka imali, qiniseka ukuba uyababonga ngokukunika ithuba . Ndithembele kum, oku kuya kuphelisa okanye ubuncinci ukunciphisa intlungu ezayo xa unyango luphela.
Ngaba Kukhona Unako Ukuqhawula Umthwalo?
Ukuba unabantwana abangaphezu kweyodwa okanye abazalwana babo ukuba babuze, unokubuza ukuba ngaba bonke bayakujonga ukuhlula umthwalo.
Umzekelo, ukuba unako ukubuza abazali bakho kumacala omabini, kwaye ubuncinane esinye isihlobo kumacala omabini ukuncedisa, ke kubandakanye negalelo lakho, i-$ 25,000 ehlukeneyo ngeendlela ezi-5 i-$ 5,000 nganye intsapho.
Okanye ukuba unentsapho enkulu, abazali banokwenza umnikelo omkhulu, kwaye abazala kunye nabantwana babo banokwenza iincinci.
Lobu budlelwane obunenkohliso obuqilileyo, ukususela ngoku ngoku akunakukufumana kuphela isihlobo esinelisekile kuwe, kodwa iqela leentsapho, ngubani onokulihlekisa ngokubambisana kunye naloo nto, enokukwandisa zonke iimvakalelo ezibandakanyekayo.
Qhubela le ngcamango ngenyameko.
Ukuhlelwa kwesiCwangciso sokuHlawuleka
Kungakhathaliseki ukuba uboleka kwilungu lentsapho okanye kwiqela elithile, ukufumana isicwangciso sokubuyisela esilungileyo ukususela kubaluleke kakhulu.
Nangona ilungu lentsapho lithetha into efana nale nto, "Siza kuyiqonda emva koko, ungakhathazeki ngako," ungalindeli kude kube yilapho ungayifumana. Akufanele kuthathe ixesha elingaphezu kwesiqingatha seyure ukuza nesicwangciso.
Ukungabikho kwesicwangciso kunokukhokelela ekubambeni nokungaqondani kamva.
Izinto oza kuziqwalasela ziquka:
- Ingaba kukho nayiphi na indawo yale mboleko mboleko? Ukuba bathi, "Akufanele uhlawule yonke into," cacisa ngaphambili ukuba isiphi isipho kunye nemali mboleko.
- Uya kuqala nini ukuhlawula kwakhona? Ngokukhawuleza xa beboleka imali? Ngenyanga ethile? Nquma ngomhla.
- Ziya kuthini na iintlawulo zenyanga? Into efanelekileyo ebhajethi yakho. Ewe, ukuba kufuneka ulungelelanise kamva, unokuyixoxisana nentsapho yakho. Kodwa nangona kufuneka uqale u-R5050 ngenyanga - ude udlule iindleko eziphezulu zonyango, qalisa ngento ethile.
- Ngaba kuya kuba nomdla? Ukuba kunjalo, kwinqanaba elingakanani, kwaye liya kuthathwa njani?
- Kuthekani ukuba awukwazi ukuzihlawula inyanga enye? Okanye ukuba i-original evunyelweneyo kwiintlawulo ziphakanyisiwe ukuba ufikelele?
- Nguwuphi umhla oyavuma ukuhlawula ityala? Qiniseka ukuba ngumhla onokuzibophelela ngazo zonke ezinye iindleko kunye namatyala.
- Ukuba imali ibolekwe kumalungu entsapho amaninzi, ngubani oza kuhlawulwa kuqala? Ngumuphi umyalelo oya kuhlawula kwakhona?
- Kuthekani ukuba ufumana imali ngokuya kwiprogram yokubuyisela imali ye-IVF? Ngaba abazali bakho balindele ukufumana imali mboleko yabo kuqala, okanye unokuhlawula amanye amatyala akho kuqala?
Kungakhathaliseki ukuba ziphi iimpendulo kule mibuzo ingentla, bhala phantsi, kwaye u-imeyile ikopi yezivumelwano omnye komnye.
Ukulandelela Izinto ezibolekelwe kwaye zihlawulwe kwakhona
Ukunika abazali bakho iirisithi zemali yeentengo zemboleko kunokuvakala ngathi kufana ne-overkill, kodwa akunjalo. Ngentlawulo nganye, qiniseka ukuba uthumele i-invoyisi ebhaliweyo equka:
- Ingakanani uhlawula le ngotshe okanye ukutshintshwa kwebhanki
- Ingakanani uhlawule ngoku kude
- Uninzi kangakanani na?
Ukuba unetyala lamalungu omndeni amaninzi, kunokukunceda ukumisela ilungu lentsapho elithembekileyo (kungekhona wena) ukulandelela ukubuyiselwa kwembuyekezo kwaye ngubani olandelayo kumgca wokuhlawulelwa.
Ungaphinda ufune ukujonga i-Karma, i-website encedisa ukuboleka imali phakathi kwabahlobo kunye nosapho.