Khetha enye yezi ziphakamiso ukujongana nokujongana nokutshintsha iirhafu zabo
"Siphakamisa izinga lokufunda esikolweni ukususela kwiiveki ezimbini," umniki-nkonzo wakho osesikweni uthi xa ehambisa isivumelwano esitsha. Lindani, yintoni? Awunakukwazi ukufumana isikolo ngoku! Umgangatho wokufundela abantwana kwi-US yi-$ 16,514 ngonyaka ngokwemibiko yeNew America kunye ne-Care.com. Uya kufumana phi imali eyongezelelweyo ukukhusela ukwanda?
Ukuba ungena kwisithukuthezi sokukhathazeka ucinga malunga nokunyamekela kwakho kwenyango ukuhlawula ixabiso lawo sinemibono yokuzinzisa iimbilini zakho.
Nazi izinto ezintandathu ongayenza xa kwaye kwaye unonophelo lwakho lwemini luchaza ukuba liphakamisa izifundo zabo.
Ukudibanisa noMlawuli wakho wokuNakekelwa kweNtloko ukuze Xoxa ngeenketho zakho
Ngaphambi kwentlanganiso, hlaziya uhlahlo lwabiwo-mali ukuze ubone ukuba ngaba awukwazi ukunyusa ukunyuswa kweentlawulo zosuku. Ukuba awuzange uqale ukusika iikona okwamanje yithuba elifanelekileyo lokuzama. Ngaba kukho nayiphi na inkonzo yokubhalisa ongayikhansela? Ngokuqinisekileyo, benza ubomi bakho bube lula kodwa ukunakekelwa kwabantwana kuyimfuneko. Ndingummeli omkhulu wokuzinyamekela, kodwa ngaba wena okanye iqabane lakho uchitha imali kwizinto ezincinci oya kuzo ngaphandle kokuba abantwana bakho bangene esikolweni esiprayimari?
Yenza uluhlu lwezinto onokuyinqumla ngazo. Emva koko, zibeka phambili naziphi na onokuqala ukuzihlaziya namhlanje. Okokugqibela, yongeza inani elipheleleyo lemali ongayilondoloza xa uyeka ukuchitha imali kubo. Uyakumangalisa!
Ukuba awunayo nayiphi na into onokuyibuyisela emva koko umisele inkokhelo yokufundiswa ukuba unakho ukuhlawula.
Emva koko xa uhlala phantsi nomlawuli wakho wondlovu usebenzisa indlela ye-AEIOU ukubenza baqinisekise ukuba bakunike ikhefu baze bakhokele incoko yakho. Nasi umzekelo:
"A" imele ukuvuma umngeni. "Ndiyaqonda ukuba iindleko zokufundiswa ziye zaphakanyiswa."
"E" umele ukubonisa imbono yakho usebenzisa "Ndiziva", "Ndicinga" okanye "Ndiyakholwa" ukuthatha ubunini beemvakalelo zakho.
"Ndivakalelwa kukuba iindleko ziphezulu kwaye asikwazi ukuzenza."
"Ndim" imele ukujonga ezinye izenzo othanda ukuzenza ukuba kwenzeke. "Ndingathanda ukwazi ukuba siza kufikelela kwisivumelwano apho sinokukuhlawula i-tition higher but not that one specified in the contract." okanye "Ukuba unokuyiphuhlisa isifundo sethu esinokunikela ngam inkonzo enjengokuhlambulula okanye ukuncedisa ngamaphepha okusika ekhaya ukulungiselela i-crap, okanye nayiphi na enye imfuno onokuyenza."
"O" umele ukuchaza isicwangciso sakho sokunqoba inselele. "Siye ngaphaya kohlahlo lwabiwo-mali kwaye sazi ukuba sinokukwazi ukufumana i-$ 1,000 ngenyanga, into engaphezu kwezinto esiyihlawulayo ngoku. Ngonyaka , sinokuphinda sihlaziye isabelomali sethu ukuze sibone ukuba sinokukwazi ukuhlawula ngaphezulu."
"U" umele ukufuna ukuqonda ukusuka komnye umntu. "Umntwana wethu uyakuthanda apha kwaye siyaqonda yonke into endiyenzele yona. Ukuba isiluleko sam asiyivakalayo senzeke ukuba kukho i-rate ye-sliding fee okanye i-scholarship esingayifaka isicelo sakho?
Isilinganisi semali esityibhileyo xa i-daycare inomlinganiselo othile wokufundiswa ngokuxhomekeka kwintsapho yokukwazi ukuhlawula okanye isekelwe kwingeniso yabo. Esi siphakamiso sifumaneka ngokulula kwimindeni engaphantsi komvuzo kodwa ezinye iintsuku zingabonelela ngazo zonke iintsapho.
Awazi ngaphandle kokuba ucele!
Hlola ngeCwangciso se-Akhawunti ye-Akhawunti ye-Flexible Spending Plan
I-Akhawunti ye-Flexible Spending (FSA) i-akhawunti ekhethekileyo ubeka imali kuyo yonke imali yokuhlawula enokuyisebenzisa ukuhlawula iindleko ezithile zokunakekelwa kwezempilo. Ubuhle beli cwangciso kukuba awuhlawuli irhafu kule mali. Oku kuthetha ukuba uza kusindisa imali elinganayo neerhafu oya kuhlawula ngemali oyibeke eceleni.
Thetha nomphathi wakho we-HR ukufumanisa ukuba inkampani yakho inikezela nge-Akhawunti ye-Flexible Spending Account kwaye zeziphi iindleko ezifakwe phantsi kwesi cwangciso. Akuzona zonke iindleko zokunakekelwa kwelanga kwi-FSA kodwa kulungele ukufumanisa.
Ukuba abayikugubungela iindleko zokunakekelwa kweso sihlolisiso akuyi kuba yinto elahlekileyo! Unokufumana iindlela zokusebenzisa le akhawunti ukuze uncede ukugcina imali enokuyibeka kwiindleko zonyango!
Qala IYobhi Yecala Yokwenza Ikheshi Elongezelelweyo Eliyidingayo
Umyeni wakho okanye umyeni wakho unokukhangela umsebenzi wesibini ukugubungela iindleko zonyango. Umntwana wakho omncinci uphantsi kwimizuzu emine, okwenyani ixesha elifutshane. Nangona ngeli xesha liva ngathi liphakade, eli liza kudlula ngokukhawuleza. Ngoko fumana umsebenzi wesibini onokusebenza ngawo ngokwemiqathango yakho ukuze ukwazi ukuyifakraza phambi okanye emva komsebenzi wakho wosuku.
Unokujoyina uFiverr ukufumana umsebenzi wokuzimela. Udala iprofayile kwaye wabelane ngeesethi zobuchule bakho. Emva koko umise iinkcazo ezimbalwa ze-gig ongathanda ukuziqeshwa. Enye inketho kukuba ube ngumqhubi we-Uber. Unako ukuseta iiyure ozifumaneyo kunye ne-bump encinci kwintengiso yomshuwalense wakho, unokufumana iibhakethi ezimbalwa ngeveki. Ngaba wena okanye umyeni wakho ungumntu onokuzimela okanye umfazi? Dlulisa amehlo kwi-Craigslist kwimisebenzi yokunakekelwa ekhaya uze uzibeke! Esinye isayithi onokuzama siyiFlexJobs.com. Emva kokuba ubhalise uya kuba nokufikelela ebhodini labo lomsebenzi elinikeza umsebenzi ukusuka ekhaya, ixesha lexeshana kunye nemisebenzi eguquguqukayo.
Fumana uMboneleli woLondolozo lweMini
Ukuba ulondolozo lwakho lwezinsuku alufuni ukwenza into ethile ngaphandle kufuneka uhambe. Umntwana wakho unokuthukuthela kodwa uthembele ukuba uyazi okulungileyo kwaye baya kwenza abahlobo apho bahamba khona. Unokufumana indawo ebhetele kunokuba ungaphi kwisikolo esincinci. Thumela into ethile kwibhodi yebhengezo yomsebenzi wakho. Mhlawumbi kunabanye abazali ekunakekeleni kwamasango akho abangakwazi ukunyusa ukunyuka kweso sifundo kwaye nina bantu ningayifumana i-sitter ukuze nibukele abantwana benu.
Unamanye okukhetha kunokuba ufumane olunye ulondolozo lwemini. Zama ukuthumela okuthile kwiphepha lomqulu lakho lomsebenzi ukuze ubone ukuba ngaba abanye abazali bangathanda ukuqala unonophelo losuku lwentsebenziswano. Yilapho iqela labazali liqesha uthisha ukuba banakekele abantwana babo. Unokuzama ukunakekelwa kwentsapho. Abanye banokuba neziguquko kwaye baya kuqhubela umntwana wakho esikolweni ukuze bafumane imfundo oyifumanayo kwiziko lokunakekela abantwana. Kulungile ukuba ukunakekelwa kwentsuku yasekhaya kungabhaliselwa kwinkqubo yasemakhaya abangafundisa abantwana babo.
Xa ufumana iindaba ezifana nale nto yokuqala uvakalelwa kukuba ukwesaba okungaziwa. Ukunyamekelwa kwakho kwesikhokelo kukunyamekisa kodwa uyazi ukuba unamathuba amaninzi kwiindawo zakho. Xa ukhetha ukuzikhethela ngakumbi ekulawuleni kwaye oku kukukunceda ubone phambili iziphumo ezilungileyo. Yithemba ukuba yonke into iya kusebenza kunye nokuba abantwana bakho baya kuthathwa ngokungakhathaliseki ukuba izinto zivela njani.