Indlela yokunceda umfundi wesikolo ukuba abe nombono onempilo ngokulondoloza nokuchitha
Akukafaneli ukuqala ukufundisa abantwana ngemali. Ubudala bebanga leBanga lixesha elifanelekileyo lokufundisa abantwana ngemali kuba abantwana befunda ukudibanisa, ukukhupha kunye nezinye iikhankthi zematriki esikolweni. Abazali banako ukuseka ubuncwane obuthile bokuncedisa imali, njengokonga, nakwabafundi abancinci bebanga. Njengoko abantwana bekhula, banokuqala ukwenza izigqibo malunga nemali, njengokuthatha isigqibo malunga nendlela yokuchitha isibonelelo sabo okanye kwanokukunceda wenze isigqibo malunga nendlela yokwabela imali ngezinto ozozenza ngexesha lokuphumula. Nazi iingcebiso ezili-10 ezifanelekileyo zokufundisa abantwana malunga nemali.
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Amageyimu omdlalo enokukwenza ngokufundisa abantwana ngemali2 -
Thatha I-Intanethi YomntwanaUkufundisa abantwana malunga nemali kunokuba yinxalenye yendlela yokuhlala rhoqo yendlu njengokuba uya kwivenkile. Tshela umntwana wakho ukuba uluphi uhlahlo lwabiwo-mali kwaye wenze umdlalo wokuthenga into oyifunayo phantsi kwesixa-mali esibekiweyo. Iikhonkco ze-Clip, kwaye uvumele isikolo sakho sikolweni sikuncede ufumane izinto ezithengiswayo. Umntwana oneminyaka eyi-9 okanye eyi-10 unokuthatha i-calculator kwaye akuncede ulandelele ukuthenga kwakho - kwaye uqaphele ukuba ulondoloze kangakanani.
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Mnike IsiboneleloNgesikolo esikolweni, abantwana bayakwazi ukwenza imisebenzi emininzi ukuncedisa indlu. Ingaba okanye ungazibophelelanga umsebenzi kwi-allowance, yinto efanelekileyo yokufumana isikolo sakho esikolweni kumkhwa wokulawula imali yakhe .
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Mkhuthaze UkulondolozeUngasebenzisa ibhanki e-piggy cute ukhetha kunye okanye intandokazi ye-hello kittylet - nayiphi na into, khetha indawo apho angayigcina imali yakhe. Ezinye iingcali zibonisa ukuba unike umntwana wakho ezintathu izinto ezahlukeneyo zokumbeka imali-enye yokugcina, enye yokuchitha imali, kunye neyokunikela kwi-charity. Emva koko, unokugqiba kunye nendlela yokwahlula isibonelelo seveki phakathi kweemithi ezintathu.
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Thatha kwiBhankiHamba nomntwana wakho ebhankini uze uvule i-akhawunti. Chaza ukuba imali yakhe iya kukhula xa ephuma ebhankini.
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Mfundise Indlela Yokuthetha NgemaliUmntwana wam oneminyaka engama-7 wambi wabuza umntu esaziyo imali endiyenzayo. Umbuzo ongenamacala - abafundi bebanga-bakala bahlala befuna ukwazi izinto ezinjengendleko yomntu othile okanye umvuzo womntu. Kodwa kaninzi ayinayo ingcamango yokuba yintoni inombolo enokuthi ithetha (omnye wabahlobo bam nyana wam wachaza ukuba abazali bakhe bakhokhela i-$ 500 yabo indlu!). Mchazele ngobumnene umntwana wakho ukuba akuhloniphekanga ukubuza abantu ukuba bangakanani imali abayisebenzisayo okanye bachitha kwizinto.
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Ixesha leTrb TVAbantwana banokuxhomekeka kwiimveliso zentengiso ngokukhawuleza kwexesha. Abantu abadala abanenkathazo yokulwa nempembelelo, ngoko unokulindela njani umntu oneminyaka eli-10 ubudala - uncinci uneminyaka engama-5 ubudala-ukukhusela ukukhwabanisa kwedoyi yakutsha okanye i-kidget gadget?
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Chaza iiCards zeMatyala kunye namakhadi e-ATMAbafundi bebakala abancinci banokucinga ukuba imali iphuma kwimishini ye-ATM okanye ukuba uhlawule kuphela izinto ngekhadi lesikweletu. Kwabafundi abakhulile bebakala abakwaziyo ukuqonda ngokucacileyo oko kuthetha ukuthatha iitaliti (ukuba ukuhlawula izinto ngekhadi kunokuthetha ukuba ukhokhe umdla).
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Beka Umzekelo OmhleNjengazo zinto ezininzi, nento oyenzayo. Ungaze uxoke ngokuthenga kumlingane wakho. Njalo ubeke ukuthenga kumxholo, ugxininise ukuba izinto azikho nto ezenza abantu banwabe. Mkhumbuze ukuba kukho izinto ezixabisekileyo kakhulu - njengokuchitha ixesha ndawonye - oko kungabi nantoni into.
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Fundisa UkuphaAkukho sifundo malunga nemali epheleleyo ngaphandle kwengxoxo malunga nothando . Ncedise ukubeka imali ngembono ngokumbonisa ukuba kukho nezinye izinto ezininzi - ezifana nothando lwentsapho kunye noluntu oluluntu-oluxabisekileyo.