Udliwano-ndlebe no-Andrew Schrage
Iingxaki ezininzi zokuziphatha kunye neengxaki zokuziphatha zivela kwiingxaki ezinxulumene nesibonelelo somntwana kunye nemisebenzi. Kulula ukungena kwimigudu yamandla kule miba, ngakumbi kubantwana. Ukuseka imigaqo, imida yokumisela kunye nemiphumo yokunyanzelisa imilinganiselo yokuchitha umntwana yakho inokunceda umntwana wakho afunde indlela yokwenza izigqibo eziphilileyo ngemali ebomini bakhe bonke.
Ukufundisa abantwana ukuba babe ngabazilumko ngokufumana kunye nokuchitha imali abayikuthintela kuphela iingxaki zokuziphatha, kuya kuba yikhono elibanceda bonke ubomi babo. Ndandidliwanisa no-Andrew Schrage, ingcali yocwangciso lwezemali kunye nomnini-co-owner we-Money Crashers, ukufumanisa indlela abazali abangakwazi ngayo ukufundisa abantwana ukuba baziphathe njani ngemali.
Imilinganiselo yemali yabazali ichaphazela njani isimo sengqondo sabantwana kunye neempawu zabo ngemali?
Imikhwa yemali yabazali inefuthe ngqo kwiingcinga zabo kunye neendlela zabo zokuziphatha ngemali. Abantwana bavame ukulinganisa abazali babo, kwaye ukuba umntwana ebona umzali echitha imali okanye engena kwiitaliti yamatyala ekhredithi, banako ukwenza okufanayo njengoko bekhula. Umntwana ongakaze aboniswe indlela yokugcina imali nje akayi kukwazi ukwenza oko kanye xa beqala ukulawula iimali zabo.
Inqaku elidibeneyo: Indlela yokumisela umzekelo wezinto eziphathekayo ofuna ukuzenza kubantwana bakho
Kungekudala kufuneka abantwana bavunyelwe ukuba baqale ukufumana isibonelelo sokugqiba imisebenzi? Abazali bamele bathethe njani ukuba abantwana bafanele bafumane njani?
Ngokombono wam, abantwana kufuneka baqale ukufumana isibonelelo kungekudala xa bekhulile ngokwaneleyo ukuba bancede ngemisebenzi yasendlini. Nangona kunjalo, andiyikholelwa ekuvuzeni abantwana ngenxa yezinto abafanele zenze ngokwabo, njengokugcina igumbi lokulala licocekile.
Ukuba umntwana uthabatha inxaxheba kwimisebenzi efana nokucoca izindlu zokuhlambela, ukupakisha ikhitshini, kunye nokucoca, kufuneka bahlawulelwe. Ingakanani ukuhlawula umntwana kufuneka isekelwe kwinqanaba elikhoyo labazali abafumanayo, kunye nomyinge womsebenzi ogqityiweyo.
Inqaku elihambelana nalo: Ukubaluleka kokunika iiKhaya zeeKhaya
Ziziphi iintlobo zeemigaqo abazali abazenzileyo ukuze bancede umntwana aphathe imali yakhe?
Abazali bamele benze imigaqo ethile yokunceda umntwana aphathe imali yakhe, kodwa umntwana naye kufuneka anikwe umlinganiselo othile wokuzimela. Ukwenza iimpazamo kunye nokufunda kubo kuyindlela enhle yokufunda ngakumbi ngesihloko solawulo olufanelekileyo lwemali.
Abantwana kufuneka bakhuthazwe kakhulu ukuba basindise isabelo semali yabo, kwaye ukuqala i-akhawunti yebhanki kuyindlela enkulu yokufezekisa loo njongo. Bamele bakhuthazwe ukuba banikele isahlulo ukuze bafunde ukubuyisela. Ulawulo olulodwa olufanele lubekwe emva kokuba lukhulile ngokwaneleyo ukuba ityala lekhadi lesikweletu laluphi na uhlobo aluyi kunyamezela.
I-Article echaphazelekayo: Iingcebiso ezili-10 zokuseka iMithetho yeMakhaya
Ukuba umntwana usemsebenzini wengqesho, ngaba abazali kufuneka babeke imithetho malunga nokugcina nokuchitha?
Imithetho efanayo kufuneka ihlale isendaweni, nangona umzali angafuna ukucinga ngokubavumela ukuba bahambe kangangoko.
Emva koko, yimali yabo. Kodwa umgaqo malunga nekhredithi yekhadi lekhredithi akumele ihlale isendaweni.
Inqaku elidibeneyo: Indlela yokuseka iMithetho yeMakhaya yabaselula
Xa abantwana befumana imali njengesipho, ngaba abazali kufuneka babeke imingcele kunye nokuchitha imali okanye ngaba abantwana kufuneka banikwe inkululeko yokuyisebenzisa kodwa bafuna?
Inkululeko kunye nokuzimela kubalulekile ukunceda abantwana bafunde ngakumbi ngemali kunye nendlela esebenza ngayo. Abazali mabachazele umntwana ukuba imali isipho kwaye bayakuchitha indlela abayifunayo ngayo, kodwa kufuneka baqiniseke ingcamango yokugcina ubuncinane inxalenye yayo.
Inqaku elichaphazelekayo: Ukubaluleka kokubeka iMida kunye neNyana
Ngaba ngaba abazali banokuthintela umntwana ongenangqondo ekuthengeni ngokungekho nto okanye ngaba kukho ukuqonda ukuba avumele umntwana ukuba abe nesiphumo semvelo esiphumela ngenxa yokuthenga okungafunekiyo?
Abazali bafanele bavumele ukuba, ngokukhawuleza ukuba kungabonakali. Abantwana baya kuzifunda ngokubodwa kwithuba elizayo ngexesha lokuthengwa kwakungenangqondo, kwaye esi sifundo siya kuhlala nabo ixesha elide kunokuba bangavunyelwa ukuba bathenge okokuqala.
Inqaku elidibeneyo: Iindlela ezili-10 zokufundisa abantwana ukuLawula impembelelo