Indlela Yokuthetha Nabantwana Ngezinto Ezifuna Nezidingo

Kunzima ukuthetha ngemali, nangona xa ingxoxo ikhona nomntu okhulileyo kunye nengqiqo. Xa kuziwa ekufundiseni abantwana bakho ngemali-ngokukodwa, yintoni "ukufunwa" kwaye yintoni "imfuno" -nokuba inokuba nzima. Akulungele ukuchazela umntwana wakho ukuba iloli yokudlala elicinga ukuba uyayidinga , alibalulekanga njengokuba ugesi owufuna ukugcina ikhaya lakho liqhuba.

Ukuthi hayi inxalenye ebalulekileyo yokufundisa abantwana ukuba abanakho konke abafunayo (nangona ifikeleleke). Abantwana kufuneka bazi ukuba uya kunika yonke into abayidingayo. Ukubafundisa umahluko phakathi kweemfuno kunye nezinto ezifunayo kuya kubamisela ngokubaluleka kwezinto eziphambili zezemali eziya kubazuzisa kamva ebomini.

Sula ngokucacileyo kwiNgqondo yakho

Ngaphambi kokuba uqalise iingxoxo kunye nezingane malunga nantoni na oko kukufunayo, kubalulekile ukuqinisekisa ukuba unobamba obuhle kuyo engqondweni yakho. Ukwahlula phakathi kweemfuno kunye nezinto ezifunayo kunokuba lukhohlise kweli hlabathi lanamhlanje. Enyanisweni, uphando lubonisa iteknoloji lushintshile yethu inkcazo yeemfuno kunye nokufunayo.

Umzekelo, ngaba ufuna i-smartphone? Ewe, mhlawumbi ifowuni yakho iyimfuneko kuba ikuvumela ukuba uncede uncedo xa kwenzeka unxakeka. Kwaye mhlawumbi usebenza ishishini elifuna ukuba ube nefowuni ukuze ukwazi ukufumana imali enokunyamekela iimfuno zakho ezisisiseko.

Kodwa, ngakwelinye icala, abaninzi abantu basinda ngaphandle kwe-smartphone.

Ukucaca, unokwenza zonke "iimfuno" ziwele kwiindidi zokutya, indawo yokuhlala kunye nezambatho, ngelixa "ukufunwa" yinto enye ngaphandle kwayo. Kukho indawo ephuzi, ngokuqinisekileyo-umzekelo, i-Oreos yinto yokutya, kodwa ngokuqinisekileyo ayimfuneko.

I-RV inikezela indawo yokuhlala, kodwa into engabizi kangangoko kunye nokusebenza ngokuqinisekileyo iyinkohliso "njengesidingo." Impahla yokugqoka inikezela ngokufudumala nokukhusela, kodwa akukho mntu udinga i-jeans e-$ 200.

Olu dichotomy liyinkcazelo enzima kakhulu kubantwana kunye nentsha ukuqonda. Iingcaciso ezifanelekileyo zexesha elide kunye nokuzivocavoca zinokukunceda.

Funda iincwadi kunye

Xa unabantwana, incwadi yezithombe malunga nesihloko ingaqalisa ingxoxo. Nazi iincwadi ezimbalwa ezinokukunceda abantwana bafunde ukuhlula phakathi kokufunwa kunye neemfuno:

Iingxoxo zeGoogle Cart

Xa umntwana wakho efika enkulisa, mhlawumbi ulungele ukuqala ukufunda ezinye iinkcukacha ngokuphathelele "ufuna" ngokuchasene "neemfuno" (ukuba awuzange udibanise xa eqhubeka ecela amathoyizi awayekubona kwiimveliso zentengiso njengomntwana omncinci!) Ukuba wakho umntwana uya rhoqo kwisitolo esitolo kunye nawe, lo ngumsebenzi olungele ukuwenza.

Ukuba uyakwazi ukufunda, makamthinte uluhlu lokutya kunye nokuchonga ezo zinto kuye njengemfuno. Njengoko uhamba ngeendlela kwaye uthathe izinto, cela umntwana wakho ukuba kuyimfuno okanye ufuna.

Ukuba kuluhlu, kuyimfuneko; ukuba akunjalo, yinto efunayo. Ukuhlamba i-Laundry kuluhlu, ngoko kuyimfuneko. I-ayisikrimu ayikho kwiluhlu, ngoko kukufuna.

Xa sele ekhulile, ungathetha ngamanqaku exabiso, kwakhona-ukuba i-ice cream ye-vanilla isithengiswa, kodwa i-ayisikrimu yendlela ekhangelekile ibonakala ilungile, nangona ayithengiswa. Yintoni eyayiza kufuneka ayisuse kuloluhlu ukuze athole indawo enezondo endaweni ye-vanilla? Oku kufundisa umntwana wakho ukuba wenza njani imibingelelo (okanye ugcine imali) ukuthenga izinto ozifunayo, okanye indlela yokusebenza loo nto ekhethekileyo kwisabelo-mali.

Yakha i-Chart Wants and Needed Chart

Ukuba unokumthemba umntwana wakho ngeesisi, unokwenza lo mzekelo wokubangela ukuxubusha ukucinga ngokufuna iimfuno. Thatha i-stack yamaphephancwadi okanye iimpapasho zeepapasho ezivela ephephandabeni, kunye nephepha lephepha.

Dweba umgca ngaphantsi kwiphondo kunye neleyile elinye icala "ufuna" kunye nelinye icala "njengeemfuno." Cela umntwana wakho ukuba anqumle izinto ezihambelana noluhlu ngalunye, uze uthethe ngokukhethiweyo. Ungenza lo msebenzi, kwakhona, ukubonisa abantwana bakho ukuba abantu abadala bafuna, nabo, ukuba abanako ukuthenga rhoqo.

Yenza uvavanyo lweBhajethi yasekhaya

Xa umntwana wakho ekhulile ngokwaneleyo ukuqonda izinto ezisisiseko zokongeza kunye nokukhupha, unokwenza uhlahlo lwabiwo-mali oluhlekisayo naye. Mnike inani elimiselweyo lemali-into ethi, i-$ 800-kwaye uluhlu lweendleko, zombini iimfuno kunye nokufunayo.

Uluhlu lunokubandakanya iimfuno ezifana nerenti (i-$ 500-yinto nje yokusebenza!), Ukutya (i-$ 50), igesi (i-$ 20), kunye nentlawulo yemoto (i-$ 200), kunye nokufunwa njengemidlalo yevidiyo (i-$ 25), i-TV ye-cable (I $ 50), i-smartphone (i-$ 75), kunye neengubo ezifashisayo (i-$ 75). Oku kuya kumfundisa ukuba emva kokuba iimfuno zifezekiswe, akuzona zonke izinto ezifunwayo zingathengwa ngaphandle kwemali.

Vumela abantwana bahlawule izidingo zabo

Abantwana abakhulileyo kunye nentsha banokufunda okokuqala isiseko ngeemfuno malunga nokufuna xa uvumela ukuba bahlawule iimfuno zabo.

Bhatala isibonelelo seveki kwimisebenzi egqibeleleyo. Emva koko, vumela umntwana wakho ukuba athenge yonke into ayifunayo ngaphandle kweemfuno zakhe. Impahla entsha emnandi, amathikithi kuma-movie, kunye ne-pizza kunye nabahlobo kufuneka bonke baphume kwi-bhajethi yakhe.

Ewe, umntwana wakho uya kufuna isikhokelo esivela kuwe malunga nendlela yokugcina imali. Ngoko ngaphambi kokuba uqale le projekthi, hlalani kunye kunye nokuchonga izinto aza kuzifuna kulo nyaka-njengengubo yokugcoba, ukuchitha imali yeholide yentsapho kunye nezitsha ezintsha ze-basketball. Xoxa malunga nokuba uza kuyidinga kangakanani ukusindisa iveki nganye ukuqinisekisa ukuba unemali eninzi yokufihla ezo zinto.

Emva koko, makenze isigqibo sokuba angayisebenzisa njani imali yakhe kwezinye izinto. Ukuba wenza iphutha lokuchitha yonke imali yakhe ngosuku lokuqala ayifumana ngalo, ungamniki kwakhona. Ukungaphumeleli ekuphumeni kunye nabahlobo okanye ukungakwazi ukuthenga ngokukhawuleza kuya kumkhumbuza ukuba enze ngcono ngexesha elizayo.

Makhe ahlangabezane nemiphumo yemvelo aze achaze ukuba uyayifuna kwaye unokuhlala ngaphandle kwayo. Yaye uya kufunda izakhono zemali ezixabisekileyo eziza kumnceda kulo lonke ubomi bakhe.

Yiba Nomnqweno Wokuthi Cha

Kunzima ukuphika umntwana wakho yonke into ayifunayo, kodwa ukunikela kuyo yonke into eceliwe ukuba ayiyi kwenza nantoni na. Enyanisweni, ukuphucula umntwanakho kunokukhokelela ekuthandeni izinto eziphathekayo -zo zifundo zidibanisa nokunciphisa ukwaneliseka kobomi kunye nezinga eliphezulu lokudandatheka.

Enoba ucela ithoyizi entsha okanye ucela umnqamlezo omtsha, uthi akukho maxa wambi uya kumkhumbuza ukuba akayidingi loo nto.

Xa ufundisa umntwana wakho umahluko phakathi kokufunayo kunye neemfuno, uya kuneliseka noko anako. Kwaye uza kuba nomntwana okhulayo, oba ngumxholo, umntu omdala ophethe uxanduva.

> Imithombo:

> I-Ofisi yoKhuseleko lwezeMali: Ngaba kukho imisebenzi engayisebenzisayo ukufundisa umntwana wam malunga neemfuno kunye nokufunwa?

> I-Goldscheider F. I- International Encyclopedia ye-Social & Behavioral Sciences . Isibini. Amsterdam, Netherlands: I-Elsevier Science; 2015.

> Imifula TJ. Indima yeTheknoloji ekudibaniseni iimfuno kunye nezifunayo. Technology Technology Society . 2008; 30 (1): 104-109.